:root{--charcoal:#171A21;--charcoal2:#232833;--amber:#F59E0B;--amber-dark:#B45309;--bg:#FAF9F6;--card:#FFFFFF;--text:#1F2937;--muted:#4B5563;--line:#E5E0D5;--radius:14px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.7;font-size:17px}
a{color:var(--amber-dark);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--charcoal)}
img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.site-header{background:var(--charcoal);color:#fff;padding:14px 0;position:sticky;top:0;z-index:20}
.header-inner{display:flex;flex-wrap:wrap;align-items:center;gap:16px;justify-content:space-between}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{width:190px;height:auto;display:block}
.main-nav{display:flex;flex-wrap:wrap;gap:8px}
.main-nav a{color:#fff;text-decoration:none;padding:10px 13px;border-radius:999px;font-weight:700;font-size:15px;min-height:44px;display:inline-flex;align-items:center}
.main-nav a:hover,.main-nav a:focus{background:var(--amber);color:var(--charcoal)}
.hero{background:var(--charcoal);color:#fff;padding:56px 0 48px;border-bottom:6px solid var(--amber)}
.hero h1{font-size:42px;line-height:1.12;margin:0 0 16px;letter-spacing:-.5px;max-width:820px}
.hero p{font-size:19px;color:#E5E7EB;max-width:760px;margin:0 0 24px}
.eyebrow{color:var(--amber);font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:13px;margin-bottom:12px}
.btn{display:inline-block;background:var(--amber);color:var(--charcoal);font-weight:800;text-decoration:none;padding:14px 22px;border-radius:10px;min-height:48px;margin:4px 8px 4px 0;border:2px solid var(--amber)}
.btn.secondary{background:transparent;color:#fff;border-color:#fff}
.btn.dark{background:var(--charcoal);color:#fff;border-color:var(--charcoal)}
main{padding:36px 0 20px}
h1.page-title{font-size:38px;line-height:1.15;color:var(--charcoal);margin:8px 0 14px}
h2{font-size:27px;line-height:1.25;color:var(--charcoal);margin:34px 0 12px}
h3{font-size:20px;color:var(--charcoal);margin:22px 0 8px}
p{margin:0 0 16px}
.lead{font-size:19px;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:22px 0}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-top:5px solid var(--amber);border-radius:var(--radius);padding:22px}
.card h3{margin-top:0}
.card p:last-child{margin-bottom:0}
.checklist{background:#FFF7E6;border:1px solid #FDE68A;border-radius:var(--radius);padding:20px 22px;margin:22px 0}
.checklist ul,.ticks{list-style:none;padding:0;margin:10px 0}
.checklist li,.ticks li{padding:8px 0 8px 30px;position:relative;border-bottom:1px solid rgba(0,0,0,.06)}
.checklist li:last-child{border-bottom:none}
.checklist li:before,.ticks li:before{content:"✓";position:absolute;left:0;top:8px;color:var(--amber-dark);font-weight:900}
.notice{background:var(--charcoal);color:#fff;border-radius:var(--radius);padding:22px;margin:26px 0}
.notice h2,.notice h3{color:#fff;margin-top:0}
.notice a{color:var(--amber)}
table{width:100%;border-collapse:collapse;background:#fff;margin:18px 0;font-size:16px}
th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}
th{background:var(--charcoal);color:#fff}
.breadcrumb{font-size:14px;color:var(--muted);margin-bottom:8px}
.breadcrumb a{color:var(--muted)}
.faq{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin:14px 0}
.faq h3{margin-top:0}
.site-footer{background:var(--charcoal);color:#D1D5DB;padding:34px 0;margin-top:36px}
.site-footer a{color:#fff}
.footer-grid{display:flex;flex-wrap:wrap;gap:24px;justify-content:space-between}
.footer-nav{display:flex;flex-wrap:wrap;gap:14px}
.footer-nav a{text-decoration:none;font-weight:700}
.small{font-size:14px;color:#9CA3AF}
@media(max-width:800px){.grid,.grid.two{grid-template-columns:1fr}.hero h1{font-size:32px}h1.page-title{font-size:30px}.hero{padding:38px 0}.brand img{width:160px}body{font-size:16px}.main-nav a{padding:9px 10px}}